Sthefany, Gloria, dan Grace Putri Johana Rajagukguk. 2026. “Analisis Strategi Penanganan Risiko (Mitigasi, Transfer,Hindari)”. Jurnal Ilmu Ekonomi Dan Bisnis 4 (2):110-15. https://ejournal.pkmpi.org/index.php/ijess/article/view/368.